NOTICE RATE SPECIAL: Special Hometown FCU Motorcycle Rates as low as New 4.89% Used 6.39% Say you saw it on our website! Check out our current low vehicle loan rates!

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You can access Perfect Teller directly via the web. To ENROLL in Perfect Teller click on the ENROLL button. To access the FLASH version of Perfect Teller via the web now! You can still use the STANDARD version of Perfect Teller if you are already enrolled. If you’re looking for convenient banking from the privacy and comfort of your computer, Perfect Teller is for you. It offers you instant access to your Hometown Federal Credit Union accounts 24 hours a day, 365 days a year — and it’s free! Learn more..

Clicking Here will take you to our NEW bill pay service!

Hometown Federal Credit Union Annual Meeting

Hometown Federal Credit Union will hold its 77th Annual Meeting on Wednesday May 21st at the First Christian Church Old Firehouse, 12 Miami Street, in Peru. Registration begins at 6:00 pm and the meeting starts at 6:30. Reports will be presented by various officers and a brief business meeting will held prior to elections for the Board of Directors. (No nominations will be taken from the floor). Hometown members are invited to participate in Board of Director elections and light refreshments will be served. Hometown members only are eligible for door prizes. Contact Mark Lowe at Hometown Credit Union with questions. 765-475-2172.

Notice: Hometown Credit Union takes great care to guard your Visa branded Debit and Credit card information, but there still are times when your card number may be stolen. It may be at a merchant, a website you ordered from, or from a database breach.

Most card fraud occurs, not by stealing the card, but just the number. Thieves are now making cards with stolen information and using that card at self-serve locations that do not require ID verification. For this reason, we have a fraud monitoring service for both our Debit and Credit cards. Falcon, (our fraud monitoring service) will call to see if you are the person performing the transaction triggered by a score assigned by a series of questions and also based on your normal activity.

We want to keep you and your card safe, so please keep us informed as to the best number to reach you at, both at home and during the day. A cell number is best, that way the call comes to you and they can status your card immediately if there is a problem. We also suggest keeping your card numbers somewhere safe in case you need report them stolen.

Please call the numbers below if you have a lost or stolen card. They will only be able to block your card, you will still need to contact the Credit Union to cancel your card and get a new one ordered. If you have any questions, please call Hometown at 765-472-7600.

Debit/Check card 800- 523-4175 - Credit Card 800-289-5939

NOTICE - Change to savings minimum balance

Our minimum savings balance is $25. In order to participate in our other services (checking, loans, DR/ATM cards, etc) you must maintain $25. Accounts may be closed by the credit union if requirements are not met.

NOTICE: Changes coming to your Overdraft options.

Due to government regulations, members will be faced with a choice regarding the overdraft options of their account. (Overdrafts are charges that are incurred when there is not enough money in your account to cover a transaction.) Click Here to learn more...

$ Get Cash back on your Visa Credit Card purchases with Hometown’s Cash Rewards Visa Card. Earn up to 1% of your monthly purchases back in cash along with the confidence and ease of doing business with your local Hometown Credit Union. Contact us at 765-472-7600 or stop in for an application and start earning cash back on the purchases you make every day!

* Cash back offer is not valid on Cash advances or if your account is delinquent. Cash reward applied to December Visa Credit Card balance. Cash back based on tiered scale. 0-$500/.25%, $501-$1000/.5%, $1001-? /1%

Click here to Apply for a mortgage.Rates are still at a record low!
Check them out!

If your house is shrinking as your family grows or if you find yourself with just too much space now that your family is grown, this spring may be the best time to find your new home. Whether you are moving into a larger home or want to Refinance your existing mortgage; contact Hometown FCU at 765-472-7600 and Karen Miller will help you find the mortgage that fits your needs. Or click on the Apply for a Mortgage button to complete your application online. We can help you with a pre-approved mortgage to let you house hunt more confidently knowing the amount of mortgage you can afford.

!!!NEW!!! CU Finance News and Tools - Financial News, Articles and Calculators to help you with your financial decisions. Our Financial Newsletters are designed to provide helpful information on a wide variety of financial topics. Our Financial Calculators are designed as educational tools to help you estimate answers to common financial questions. Our Financial Articles are easy-to-understand information sheets about related financial concepts and strategies.

Your Hometown FCU wants to serve your every need. Before you sign those papers at the car dealership, check with us first. Our rates are very competitive and we can usually match their rates. As a matter of fact, check with us whenever you are looking for a loan. We will do our best to work with your needs.

We would love to have your checking account business. A minimum of $25 is all that is needed to avoid any monthly minimum balance fee. We have "Courtesy Pay" for those unexpected overdrafts. No need to be embarrassed with return checks.

Start now, finish faster

Click Here to get started.You don't need your W-2 or 1099 forms to start your return. You can start now. Create a User ID and enter taxpayer information to make your tax return even faster. If you're a returning TurboTax Online customer, simply transfer last year's data.

With TurboTax Online there's no upfront payment and no obligation. You only pay once you're satisfied with your income tax return and ready to print or e-file.

So go ahead and try it out - choose a product below, learn more and get started. Not sure which product you'll require? That's fine. You can create a User ID, upload your tax information and choose a product later. If you're a returning TurboTax user, simply enter your User ID and password to transfer last year's data. It's easy.

To report lost or stolen Debit/ATM cards call 1-800-523-4175. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Click here to learn more.
We do Business in Accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.
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Please read about the important information concerning FACTA - Fair and Accurate Credit Transactions Act.
© Hometown Federal Credit Union, 151 N. Broadway, Peru, IN 46970, Phone: 765-472-7600, Toll Free: 800-850-6775, Fax: 765-472-7675. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Hometown Federal Credit Union respects your privacy. Hometown Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.
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