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Notice to our members
Draft (Checking) Account:
  • A $25 deposit is required to open the account. No monthly service charge if $25 balance is maintained, nor per-check charge.
  • Overdraft protection is available from regular shares.
  • ATM Cards are available to give you access to your account from ATM Machines worldwide. The maximum withdrawal per business day is $200.
  • Debit Card looks like a credit card, but works like a check. It gives you all the capabilities of an ATM card, plus making purchases from merchants where VISA is accepted.

To report lost or stolen Debit/ATM cards call 1-800-523-4175.


Courtesy Pay is a service that allows us to pay a check written on our member's checking account even if it causes the account to become overdrawn. Courtesy Pay may provide certain accountholders in "good standing" with the ability to overdraw their personal checking account up to $500.00.

A $30 fee will be assessed for each item that draws your account negative. You then have up to 15 days to bring the account current, either through a direct deposit, transfer of funds, or a deposit at our office.

Order your checks, securely, Online!Liberty's catalog, "Checks that Reflect You", contains full color images of our personal checks, coordinating covers, cardholders and labels, as well as Liberty's line of business products.

Visit Liberty Check ReOrdering Online.


To report lost or stolen Debit/ATM cards call 1-800-523-4175. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Click here to learn more.
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Please read about the important information concerning FACTA - Fair and Accurate Credit Transactions Act.
© Hometown Federal Credit Union, 151 N. Broadway, Peru, IN 46970, Phone: 765-472-7600, Toll Free: 800-850-6775, Fax: 765-472-7675. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Hometown Federal Credit Union respects your privacy. Hometown Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site.
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