Hometown Federal Credit Union

Loan Rates

New Vehicles 2018 Model Year

Rates Current as of: 04/18/2018

DescriptionMaximum Term
APR*
as low as
  
New Auto/Truck/Van72 months
3.00 %
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New Motorcycle72 months
4.00 %
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New Off Road Vehicle – Lawnmower72 months
6.00 %
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New Boat – RV – Camper – Motorhome72 months
5.00 %
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Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Used Vehicles

Rates Current as of: 04/18/2018

DescriptionMaximum Term
APR*
as low as
  
Used Auto/Truck/Van 2012-201760 months
4.45 %
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Used Auto/Truck/Van 2007-201160 months
5.50 %
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Used Auto/Truck/Van 2001-200648 months
7.75 %
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Used Auto/Truck/Van 2000 & Older36 montha
9.25 %
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Used Motorcycle 2010 – 201760 months
6.00 %
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Used Motorcycle 2009 & Older 48 months
7.25 %
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Used Boat- RV – Camper – Motorhome 60 months
2% above auto rate-based on year
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Used Off Road Vehicle – Lawnmowers 60 months
3% above auto rate-based on year
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Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Mortgage and Equity Loans

Rates Current as of: 04/18/2018

DescriptionMaximum Term
APR*
as low as
  
2nd Mortgage (Fixed Rate Home Equity)120 months max
6.250 %
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2nd Mortgage (Fixed Rate Home Equity)180 months max
6.500 %
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Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Other Loans

Rates Current as of: 04/18/2018

DescriptionMaximum Term
APR*
as low as
  
Unsecured36 months max
12.50 %
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Shared Pledged 36 months
2% over secured funds rate of return
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Credit Card (VISA Platinum) open end
9.9 %
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Credit Card (VISA Classic) open end
12.9 %
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Other rates available may be higher based on risk based lending policy. *APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on credit score and term. ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

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