Share Rates

Savings Rates

Share Type	Minimum Balance	Dividend Rate	APY*
Savings	$500+	0.5%	0.5%
Clubs	$500+	0.5%	0.5%
Kid’s Club (up to age 18)		.75%	.75%
IRA (Shares)	$5.00	.75%	.75%

Certificate Rates

Certificates	Minimum Balance	APR*	APY*
6 months	$1000	0.15%	0.15%
12 months	$1000	0.25%	0.25%
18 months	$1000	0.25%	0.25%
24 months	$1000	0.40%	0.40%
36 months	$1000	0.60%	0.60%
48 months	$1000	0.85%	0.85%
60 months	$1000	1.00%	1.00%